Privacy Policy | Your Debt Advocate

Privacy Policy

Last updated: 2026


This Privacy Policy describes how Your Debt Advocate ("we," "us," "our") collects, uses, shares, and protects information you provide when you use our website at yourdebtadvocate.com or interact with our services.

We aim to be plain about this. Below is what we collect, why we collect it, and what you can do about it.

1. Information We Collect

Information You Provide Directly

When you use the Free Debt Relief Assessment form or any other contact form on the website, we collect the information you submit, which may include:

  • Your name
  • Your email address
  • Your phone number
  • Your state of residence
  • Approximate amount of debt
  • Any additional information you provide in free-text fields

Information Collected Automatically

When you visit the website, we collect certain information automatically, including:

  • Browser type and version
  • Device type, operating system
  • IP address (for security and anti-fraud purposes)
  • Pages visited, time spent on pages, referrer URL
  • Cookies and similar tracking technologies

What We Do NOT Collect

The Free Debt Relief Assessment form does NOT request:

  • Social Security number
  • Bank account or credit card information
  • Birth date
  • Login credentials for any other service

If a form anywhere requests sensitive financial information, do not enter it without first verifying you're on the legitimate site (yourdebtadvocate.com) over an HTTPS connection.

2. How We Use Your Information

We use the information we collect to:

  • Connect you with senior debt specialists for the Free Debt Relief Assessment
  • Communicate with you about your inquiry by phone, email, or text
  • Improve and personalize the website
  • Analyze website traffic and usage patterns
  • Comply with applicable laws and respond to legal requests
  • Detect and prevent fraud, abuse, or unauthorized access

3. Who We Share Your Information With

Fulfillment Partner: Modern Financial Partners LLC

Information you submit through the Free Debt Relief Assessment is shared with our fulfillment partner, Modern Financial Partners LLC, which provides senior debt specialist services. Modern Financial Partners LLC uses your information to contact you about your debt situation and to provide the assessment service.

We may also share your information with:

  • Service providers — third parties that perform services on our behalf, such as website hosting, email delivery, customer support, and analytics
  • Legal authorities — when required by law, court order, or regulatory request
  • Business successors — in connection with a merger, acquisition, or sale of business assets

We do not sell your personal information to advertisers, marketing lists, or unrelated third parties for their own marketing purposes.

4. Cookies and Tracking

The website uses cookies and similar tracking technologies for the following purposes:

  • Essential cookies: Required for the website to function (e.g., session management, form submission)
  • Analytics cookies: Help us understand how visitors use the site (e.g., Google Analytics)
  • Conversion tracking: Pixel-based tracking for advertising platforms (e.g., Meta, Google Ads) to measure ad effectiveness

Most web browsers allow you to control cookies through their settings. Disabling cookies may affect website functionality.

The website may also be subject to "Do Not Track" browser signals, which we honor where technically feasible.

5. Your Rights and Choices

Access, Correction, Deletion

You have the right to:

  • Access — request a copy of the personal information we hold about you
  • Correction — request that we correct inaccurate information
  • Deletion — request that we delete personal information we hold about you, subject to legal retention requirements
  • Opt-out of communications — unsubscribe from marketing emails or revoke text message consent at any time

To exercise any of these rights, contact us at the mailing address below or use the unsubscribe links in any email we send. Some requests may require verification of your identity before we can process them.

State-Specific Rights

Residents of certain states (including California, Virginia, Colorado, Connecticut, and others with comprehensive consumer privacy laws) may have additional rights under state privacy law. We honor those rights as required by law. Contact us to exercise any state-specific right.

Opting Out of Phone Calls and Texts

To stop receiving phone calls or texts from us or our fulfillment partner:

  • Reply "STOP" to any text message — this immediately stops further texts
  • Tell any caller you wish to stop receiving calls — they are required by law to honor that request
  • Notify us in writing at the mailing address below

6. Data Security

We use reasonable physical, technical, and administrative safeguards to protect personal information against unauthorized access, use, alteration, or disclosure. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal requirements, resolve disputes, and enforce our agreements. Specific retention periods vary based on the type of information and the legal context.

8. Children's Privacy

This website is not directed at children under the age of 18. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it. If you believe a child has provided us information, please contact us at the mailing address below.

9. Third-Party Links

The website may include links to third-party websites and services. This Privacy Policy does not apply to those external sites or services. We encourage you to review the privacy policies of any third-party sites you visit through our links.

10. International Users

The website is operated in the United States and intended for U.S. residents. If you access the website from outside the U.S., your information will be transferred to and processed in the United States, which may have different data protection laws than your home country.

11. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, or legal requirements. The "Last updated" date at the top of this page indicates when the policy was last revised. Material changes will be communicated through the website. Continued use of the website after changes constitutes acceptance of the revised policy.

12. Contact Us

For privacy-related questions, requests, or to exercise your rights:

Your Debt Advocate
Attn: Privacy Officer
435 Merchant Walk Square, Ste 300-616
Charlottesville, VA 22902