Last updated: 2026
This Privacy Policy describes how Your Debt Advocate ("we," "us," "our") collects, uses, shares, and protects information you provide when you use our website at yourdebtadvocate.com or interact with our services.
We aim to be plain about this. Below is what we collect, why we collect it, and what you can do about it.
When you use the Free Debt Relief Assessment form or any other contact form on the website, we collect the information you submit, which may include:
When you visit the website, we collect certain information automatically, including:
The Free Debt Relief Assessment form does NOT request:
If a form anywhere requests sensitive financial information, do not enter it without first verifying you're on the legitimate site (yourdebtadvocate.com) over an HTTPS connection.
We use the information we collect to:
Information you submit through the Free Debt Relief Assessment is shared with our fulfillment partner, Modern Financial Partners LLC, which provides senior debt specialist services. Modern Financial Partners LLC uses your information to contact you about your debt situation and to provide the assessment service.
We may also share your information with:
We do not sell your personal information to advertisers, marketing lists, or unrelated third parties for their own marketing purposes.
The website uses cookies and similar tracking technologies for the following purposes:
Most web browsers allow you to control cookies through their settings. Disabling cookies may affect website functionality.
The website may also be subject to "Do Not Track" browser signals, which we honor where technically feasible.
You have the right to:
To exercise any of these rights, contact us at the mailing address below or use the unsubscribe links in any email we send. Some requests may require verification of your identity before we can process them.
Residents of certain states (including California, Virginia, Colorado, Connecticut, and others with comprehensive consumer privacy laws) may have additional rights under state privacy law. We honor those rights as required by law. Contact us to exercise any state-specific right.
To stop receiving phone calls or texts from us or our fulfillment partner:
We use reasonable physical, technical, and administrative safeguards to protect personal information against unauthorized access, use, alteration, or disclosure. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal requirements, resolve disputes, and enforce our agreements. Specific retention periods vary based on the type of information and the legal context.
This website is not directed at children under the age of 18. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it. If you believe a child has provided us information, please contact us at the mailing address below.
The website may include links to third-party websites and services. This Privacy Policy does not apply to those external sites or services. We encourage you to review the privacy policies of any third-party sites you visit through our links.
The website is operated in the United States and intended for U.S. residents. If you access the website from outside the U.S., your information will be transferred to and processed in the United States, which may have different data protection laws than your home country.
We may update this Privacy Policy periodically to reflect changes in our practices, technologies, or legal requirements. The "Last updated" date at the top of this page indicates when the policy was last revised. Material changes will be communicated through the website. Continued use of the website after changes constitutes acceptance of the revised policy.
For privacy-related questions, requests, or to exercise your rights:
Your Debt Advocate
Attn: Privacy Officer
435 Merchant Walk Square, Ste 300-616
Charlottesville, VA 22902